What isCyber Insurance?
Technology lets us bring our life into the digital world. It also gives cybercriminals a doorway to the online you, and your sensitive personal information.
We understand the complexity of cyber threats and offer a broad range of protection to help keep you and your family safe.
How does personal cyber insurance work?
A personal cyber insurance policy will provide financial reimbursement for the costs associated with the theft of digital information and assets up to your policy's limits.
We'll help make you whole again
Should a cyberattack happen, we'll help financially by replacing stolen money from your account, and covering fraudulent credit card charges or money lost from a ransomware attack up to your policy limits.
We'll do what's right for you.
After a cyberattack, we'll reimburse expenses you incur to replace lost or stolen digital property, and ensure your family has a place to go if a cyberattack makes your house uninhabitable.
What does cyber insurance cover?
Cyber Extortion
Cyber Financial Fraud
Deceptive Transfer Fraud
Cyber Breach of Privacy
Cyber Bullying
Cyber Disruption
Identity Theft
Electronic Data Restoration
Electronic Device Replacement
Cyber Extortion
When your laptop is hacked and you can't access it unless you pay someone money. Or someone accesses your personal data and threatens to release it publicly unless you pay them money.
Cyber Financial Fraud
Money is stolen digitally out of your bank account. You find fraudulent charges on your debit card. Your tax refund is paid to someone pretending to be you. Someone hacks your World of Warcraft account and steals your gaming assets.
Deceptive Transfer Fraud
When someone pretending to be a person you do business with misleads you into transferring money to them.
Cyber Breach of Privacy
When your reputation is hurt because private personal information or false information is published online about you.
Cyber Bullying
When you are the victim of Cyber Bullying and are fired or arrested because of repeated online harassment.
Cyber Disruption
When you are the victom of Cyber Disruption and are fired or arrested beause of repeated online harassment.
Identity Theft
When someone steals your identity and takes out a bunch of loans or credit cards, or applies for unemployment under your name.
Electronic Data Restoration
Someone hacks your car and deletes all your data, making it unusable. When you accidentally download malicious code that deletes all your data.
Electronic Device Replacement
When someone is fixing your computer and physically damages it.
The coverage examples described here are hypothetical claim scenarios and are intended to show the types of situations that may result in claims. These scenarios are not based on actual claims and should not be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.